Homes for sale in Rumson, NJ — current 07760 listings, median sale prices near $2.25M, Navesink and Shrewsbury River waterfront estates, Rumson Country Club, and the Rumson-Fair Haven Regional High School district.
If you're searching for homes for sale in Rumson, NJ, you're looking at one of New Jersey's highest-income communities — a 5.36-square-mile borough on the peninsula between the Navesink and Shrewsbury Rivers. Rumson real estate trades at a median sale price near $2.25 million, with 19th-century estates along the rivers, the historic Rumson Road corridor, Rumson Country Club, and the Rumson-Fair Haven Regional High School district defining buyer demand. The borough delivers one of the most concentrated luxury waterfront housing footprints anywhere in the New York metro.
Rumson sits on the peninsula bounded by the Navesink River to the north and the Shrewsbury River to the south, with direct waterfront access on both sides and the Atlantic at Sea Bright just across the Shrewsbury. The borough has been a summer colony for New York bankers and industrialists since the late 19th century, and a meaningful share of the housing stock is genuine estate-scale — the Lauriston Mansion (1870, 10,000 sq ft, Colonial Revival, listed on the National Register in 2002) is one example. Rumson has historically ranked among New Jersey's highest-income communities, with 43.9% of households earning more than $200,000 annually according to ACS data and a median household income above $158,000. The Rumson-Fair Haven Regional High School district consistently ranks among the strongest in Monmouth County. The borough delivers one of the most concentrated luxury waterfront housing footprints in the New York metro.
Rumson Borough School District operates Deane-Porter Elementary School (PreK-3) and Forrestdale School (4-8). For high school, Rumson students attend Rumson-Fair Haven Regional High School (RFH), shared with neighboring Fair Haven. RFH is among Monmouth County's most highly-rated public high schools, with strong AP offerings, competitive athletics, and a deep arts program.
Rumson has no NJ Transit train station of its own. Commuters drive 5–10 minutes to either the Little Silver or Red Bank NJ Transit stations on the North Jersey Coast Line for direct service to NY Penn. Many Rumson residents in financial services use the SeaStreak high-speed ferry from Atlantic Highlands (~15 min drive) direct to Wall Street and Midtown — a ~45-minute ride that is often faster than the train. Door-to-desk runs ~75–95 minutes depending on mode.
Rumson Country Club anchors the borough's recreation footprint with an 18-hole golf course and tennis facilities. Meadow Ridge Park (23 acres) provides baseball diamonds, soccer fields, and walking paths. The Navesink and Shrewsbury Rivers support a substantial sailing, sculling, and recreational boating culture. The Rumson Market — an old-style general store — and three small commercial districts within walking distance of one another anchor the borough's daily-life retail.
Rumson's housing stock is dominated by detached single-family inventory (76.8% per ACS), with the median construction year of 1971 and 21.4% of homes built before 1940. Owner-occupancy runs 88.3%. The borough's tier structure is unlike any other Monmouth municipality — even the borough's entry tier sits well above most Monmouth medians, and the upper tier reaches genuine estate-scale pricing.
Three- and four-bedroom mid-century Colonials, Capes, and ranches in the borough's village pockets and on smaller lots, plus pre-renovation singles ready for refresh. The most accessible Rumson entry point — though still meaningfully above most Monmouth medians.
Four- and five-bedroom renovated Colonials, custom mid-century estate homes, and the substantial single-family inventory on quarter- to one-acre lots near Rumson Road and the Country Club. The largest segment by transaction volume — relocating-from-NYC buyers and Monmouth upgrade buyers anchor demand.
Navesink River and Shrewsbury River waterfront estates with private docks, the borough's most historically significant homes (including pre-1940 mansions), and new-construction estate-scale builds on 1+ acre lots. Inventory is consistently thin and trades quickly when listed.
Rumson segments meaningfully by named pocket and proximity to the rivers. Unincorporated localities within the borough include East Oceanic, Elsemere, Oceanic, Rumson Bluffs, Rumson Hills, and Waterloo. Pricing variation between waterfront and inland sections is substantial.
The northern Rumson waterfront along the Navesink River — Navesink River Road and the streets running north from Rumson Road to the water. The borough's most historically significant estate housing stock, with the largest lots, the deepest river frontage, and the highest sustained pricing. Private docks are common in this section.
The historic east-west spine of the borough — County Route 520 (Rumson Road) — and the residential streets immediately fronting it and running south. Substantial pre-war and mid-century single-family housing stock on third- to one-acre lots, with the borough's most architecturally significant non-waterfront inventory. The Rumson Country Club anchors the central section.
The southern Rumson waterfront along the Shrewsbury River — including the Black Point peninsula. Direct boating access to Sandy Hook Bay and the Atlantic through the Sea Bright bridge, substantial estate-scale lots, and a buyer profile that prioritizes water access and boating utility.
The historic Oceanic village core — the small commercial district at Rumson Road and West River Road — and the surrounding residential streets. The borough's most walkable section, with smaller lots, the Rumson Market general store, and the most accessible Rumson entry pricing.
The elevated inland sections of the borough away from the immediate waterfronts. Substantial single-family housing on larger lots, mature trees, and the most-watched non-waterfront Rumson pockets by relocating buyers — particularly those prioritizing flood-zone avoidance. (Note: per First Street data, 32% of Rumson properties have a severe flood risk over the next 30 years — flood zone status should be verified for any property near the rivers.)
"Rumson is genuinely a different market. The waterfront estates trade at Hamptons numbers, the inland village pockets trade at strong-but-accessible Monmouth premium pricing, and the school district anchors demand at every tier. Buyers should map the named pockets carefully before they search."
Rumson cross-shops most directly with Fair Haven (shares RFH school district, lower pricing), Little Silver (RBR district, lower pricing, train-walkable), Red Bank (walkable downtown, much lower pricing), and Sea Bright (oceanfront, similar pricing, smaller scale).
| Town | Median Sale | Avg. Tax | High School |
|---|---|---|---|
| Rumson ★ | $2,250,000 | $22,400 | RFH Regional |
| Fair Haven | $1,175,000 | $16,400 | RFH Regional |
| Little Silver | $1,050,000 | $15,800 | RBR Regional |
| Red Bank | $685,000 | $10,574 | RBR Regional |
| Sea Bright | $1,650,000 | $14,800 | Shore Regional |
★ Subject town. Sources: Monmouth County Board of Taxation (2025 certified data), NJ Realtors MLS / Rocket Homes June 2025 ($2.35M), Homes.com 12-month ($2.33M), Align Right Realty ($2.25M). Rumson tax bills vary substantially by tier — the borough's average ran $20,602 in 2018 per NJ Department of Community Affairs and has continued to grow.
Estate History. Rumson was incorporated as a borough on March 15, 1907, from portions of Shrewsbury Township. The borough rose to prominence as a summer colony for New York bankers, industrialists, and prominent families at the turn of the 20th century, with grand estates lining the Navesink and Shrewsbury Rivers and the Rumson Road corridor. The Lauriston Mansion (1870, Colonial Revival, listed on the National Register of Historic Places in 2002) is the most documented surviving example. The Tredwell House — once the borough's oldest building with portions dating to 1670 — was destroyed by fire in June 2006.
Recreation and Country Club. Rumson Country Club operates an 18-hole golf course and tennis facilities at the heart of the borough. Meadow Ridge Park (23 acres) supports baseball, soccer, and walking-path recreation. The Navesink and Shrewsbury Rivers carry a deep sailing, sculling, and boating culture — the Navesink River sculling tradition predates the 20th century. Atlantic beach access at Sea Bright (across the Shrewsbury via the Sea Bright bridge) is roughly 10 minutes from most Rumson addresses.
Daily Life. Rumson does not have a single downtown — instead, three small commercial districts within roughly a quarter-mile of one another along Rumson Road carry the borough's restaurant, retail, banking, and service mix. The Rumson Market general store is a longtime community anchor. For a fuller downtown experience, Red Bank's Broad Street is 5 minutes by car across the Cooper Bridge.
Flood Risk Disclosure. Per First Street Foundation data, 32% of Rumson properties face severe flood risk over the next 30 years, with risk concentrated along the Navesink and Shrewsbury River frontages. Buyers should verify FEMA flood zone status for any Rumson property and budget for elevated flood insurance premiums in higher-risk zones.
The median sale price in Rumson tracks near $2.25 million as of early 2026, with recent monthly readings ranging from approximately $2.25M to $2.8M depending on the mix of waterfront vs. inland transactions in the period (Rocket Homes June 2025: $2.35M; Homes.com trailing 12-month: $2.33M; Redfin August 2025: $2.8M). Prices range from approximately $1.1 million for entry-tier smaller singles in the Oceanic village pocket to $17 million+ for the borough's most significant Navesink River waterfront estates.
No — Rumson has no NJ Transit train station of its own. Commuters drive 5–10 minutes to either the Little Silver or Red Bank NJ Transit stations on the North Jersey Coast Line for direct service to NY Penn. Many Rumson residents in financial services use the SeaStreak high-speed ferry from Atlantic Highlands direct to Wall Street and Midtown — often the fastest option for Lower Manhattan workers.
Rumson Borough School District operates Deane-Porter Elementary School (PreK-3) and Forrestdale School (4-8) for K-8 students. For grades 9-12, Rumson students attend Rumson-Fair Haven Regional High School (RFH), a regional district shared with Fair Haven. RFH is among Monmouth County's most highly-rated public high schools with strong AP, athletic, and arts programming.
Rumson borders Fair Haven, Little Silver, Middletown Township, and Sea Bright directly, and borders Oceanport and Monmouth Beach by water only. Red Bank sits just across the Navesink River via the Cooper Bridge — approximately 5 minutes by car.
The Prodigy Team works the Rumson, Fair Haven, Little Silver, Red Bank, and broader Two Rivers peninsula corridor every week. Cinematic 4K aerial drone marketing for waterfront and estate properties, NYS/NJ broker representation, and 20+ years of Monmouth County transactional experience.
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